Finally I get my Ferrari!

Well..not the real Ferrari I mean. What I mean is the one selling at the Shell Petrol Station! ;)

After weeks of waiting, finally the stock have arrived! I've been to the station for a number of times, but every time I leave in disappointment. I almost give up on the thought of collecting all the Ferrari. But yesterday when my friend went to pump petrol, I decided to give it another try, and this time, finally! I get to buy one!

I bought the Ferrari F40, one of the fastest, most powerful street cars in the world! It was produced from 1987 to 1992. This is also the last car to be commissioned by Enzo Ferrari himself!

I'm looking forward to collecting more of the others. Hopefully in the end I get to collect a full set!..

Charge card?

Recently when I was asked by my friend what is this charge card all about, I said "charge card not same with credit card meh?"

"No wor, I heard is something different"..

So I decided to check out what this charge card is, and ya, I found that my concept of credit card= charge card is wrong. So what is charge card?

While the usage of the charge card is similar to other payment cards such
as credit and debit cards, i.e. you can use the charge card to make payments at
merchants displaying the same charge card brand name as that on your charge card, there are some major difference between all these cards.

1st, while Credit Card allow minimum payment of 5% of monthly outstanding balance, Charge Card don't. Outstanding balance must be settled in full by due date.

2nd, while Credit Card allow you to have outstanding balance, they charge maximum 18% per annum on outstanding balance.

3rd, for late payment charge, Charge Card normally charge a 3.0% to 3.5% per month (36% to 42% per annum) on outstanding balance or fixed minimum amount whichever is higher. For Islamic charge cards, a fixed fee is normally charged up to RM70 per month. Credit Card only charge a maximum 1% per month on outstanding balance or RM5 whichever is higher.

Examples of charge cards are American Express, Diners Club International, and HSBC Amanah Mastercard.

So, if you have ample of money around, just that you don't want to carry cash around, Charge Card can be an option. Otherwise, Credit Card will be fine. By the way, if you have the discipline, Credit Card can be used like a Charge Card as well.

When your phone ring for anything but personal..

Today I received a message from a friend, talking about life and what we up to recently. I'm really glad to receive this message, for I think it has been quite some time since I received a message of this nature.

These days..my phone no longer rings as often as before. And when it does ring.. "Your validity will expire in 3 days time, pls reload to keep it active", or crabs like contests, events that has something to do with the phone company. The closest the message received that can be deemed personal is regarding coursework, tasks and so on..

And some how when receive this kind of message really "bengang"..especially those came at early in the morning 7am.. But at lease the telco company have learned, and these days no more such "patience testing" message.

Coffee

Addiction is so often the word to relate to when it comes to coffee, as coffee lover don't seem to get enough of it, and ya, i'm one of them, as you can see ;)

There has been a lot information regarding the consumption of coffee, some are positive, and some are negative. While these informations are released by the experts, which cannot be disregard, I believe that anything, if over-consumed or misused, will turn into harm even though the initial intention is to do good. So being moderate is the key.

Recently I come across an article by the International Coffee Organization- Positively Coffee Programme, and there are some surprising finding, which really surprise me.

1) Drinking up to 4/5 cups of coffee a day, is not harmful and may even have some health benefits.

2) Scientific studies show that caffeine intake is associated with a lower risk for Alzheimer's Disease.

3) A cup of coffee may help relieve the headaches.Substances that constrict blood vessels, like caffeine, can help counter the painful effects of blood vessel dilation in the head.

4) Coffee drinking is not addictive. Caffeine did not act on the brain areas responsible for reward, motivation and addiction in the same way as amphetamines and cocaine.

So I'm not addicted to coffee after all. But I do love my cup of coffee ;)

missing..

I have been missing my calculators for days now, or shall i rephrase "my calculator has been missing..."? Anyhow, I feel the possibility of finding it back is slim, since I can't even be sure where I left it. After that, I am lucky enough to be able to use a "spare" calculator by my friend.

But still, some how.. I feel like I want to get it back, I want to search for it! I've been using it for 4 years now, since the days of my form 6. It carries with me tonnes of memories back in the form 6, there are good ones, and bad ones. The urge to find it back certainly makes me think: why am I trying to find it back? Is it because of the calculator itself? or the memories that it brings along.

Well, after some thought, I guess the answer is quite clear. Looking back to those days, it's really hard to defined whether they are happy days or not, but there are certainly happiness in it, and for that simple reason, I will keep on looking for it...

Is life really in our hands, or in destiny's?

Again I ask this question to myself, a question that has no answer to it. I guess no human in this world have the answer to this question as well.

So often after a football game, when I saw a team who try all they can and still lost the game, I will think of this question, and again it will reminds me of a game in World Cup 2002. Argentina against a Scandinavian team (either is Denmark or Sweden, I'm not sure which). In that game Argentina attack full force, I can still remember how delightful it was to see Pablo Aimar's skills and exquisite passing. And yet they failed to break down the opposition defense, and they were sent packing in the 1st round. A team full of world class players, play delightful football, and tried all they can to score, but destined not to score on that night. Can we actually change our destiny?

Today I feel for Arsenal and their supporters. No disregard to Liverpool, they played well, but I'm not sure well enough to win 4-2. And Destiny wants a repeat to last year's fixtures: Liverpool vs Chelsea.

it's the end of another sem...again..

Today is the start of the study week, which also signifies the end of another semester in uni. But unlike any other study week, which is a time to relax a bit and really focus on the examinations, this time it is more of another week of the semester.

How can one define it as a study week when one have to attend class on Monday and Wednesday, presentation on Wednesday, and test, interview and quiz on Friday. Further more there are 3 submissions to be made this week. Huh~~

Looking back at the time when sit for the national level test (that is the SPM and so on), one can really focus only on the examination, as if it is the most important thing in the world that need to be done. How unrealistic that was, as in reality, we must always handle a few things at one time, and uni life is just the elementary of the reality, which one must get on and adapt.

oh! my school is on youtube..n also the zoo..

my school..



and the zoo...

;)